WagerWeb

Saturday, September 2, 2006 

The Non
Conference Game of the Month is a Wise Guy in college football, plus we
have a money line dog that wins outright and another college winner, plus
possible late Saturday steam inclusive.

We tell you about a big favorite in which the coach flat out
admits he does not intend on playing his top players the entire game.  The bench is very unproven.  We tell you who and why that is.  We have a remarkable Super System favoring a
dog moneyline winner in which the units won is nearly the same as the units
risked!

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THE TAILGATE PARTY GOES HIGH TECH. Late breaking and
advanced weather, news and notes, trends, free sports betting picks and more at
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day at www.offshoreinsiders.com and the top three
free sports gambling matchup databases all on one page at www.betonsports360.com, news from around the sports
gambling world at www.casinobettingnews.com. 

CFB

WASHINGTON STATE
+14.5 Auburn

State was competitive in every game last year, even
outscoring their foes for the year. 
Take, for example, a 44-33 loss to Oregon
State on Oct. 1, a game the Cougars
dominated until the fourth quarter. As it turned out, that setback was the
start of a trend.

Washington State
led UCLA 38-21 going into the fourth quarter before losing in overtime. Joe Ayoob threw two fourth-quarter touchdown passes to give California
a 42-38 win on Oct. 22. Oregon
drove the length of the field before Paul Martinez’s 19-yard field goal gave
the Ducks a 34-31 win. Graduation and suspensions have
Auburn’s defense vulnerable.

Auburn is 1-3
in openers the last four years, 34-2 in all other games. Auburn
has a strength in their offensive coordinator, but Washington
State coach Bill Doba, a longtime WSU defensive
coordinator who spent years plotting against Al Borges’ offenses in the Pac-10
Conference, knows his offense as well as anyone.

This game goes down to the wire.

Saturday, September 2, 2006

News, notes, late breaking injuries, weather and more on
Saturday’s college football at www.sportsline360.com  Information compiled by Stevie Vincent of www.offshoreinsiders.com

CFB ATS Trends

Akron-Penn State

Penn State
is 7-1 their last eight overall, while Akron
is 9-20 as a road double digit dog, but they are 8-3 their last 11 as a dog
overall

Louisiana Tech-Nebraska

LA Tech is 2-10 their last 12 as a road underdog and 8-20
their last 28 road.  Nebraska
has gone under 20-9 as a favorite

Utah-UCLA

Utah 23-5 as
an underdog, but 0-6 run at night, UCLA 16-7 their
last 23 and over 16-7 their last 23

California-Tennessee

California
15-7 on the road, but 1-10 their last 11 as a favorite of a FG
or less, Tennessee 5-23 run at
home

Southern Miss-Florida

S Miss 11-4 road, but 1-4 their last five to the SEC, under
27-12 road

NFL betting picks and college football betting to beat the
online sportsbooks for Thursday,
August 31, 2006

Ø     
Stevie Vincent of KnockoutPicks.com is all the rage,
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Ø     
 Cy
McCormick’s AllianceHandicapping.com
has the Sportsman’s Club in the NFL and more for Friday. Today’s card can be purchased for $12 now by clicking here or
you can get more details from
AllianceHandicapping.com….          

You can get advanced notes for this weekend’s football
games at www.sportsline360.com, and
the top three free sports gambling matchup databases all on one page at www.betonsports360.com, news from
around the sports gambling world at www.casinobettingnews.com
and the most thoroughly recommended and vetted sportsbooks
by clicking here  

Introductory
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8-31-06

Stevie Vincent of KnockoutPicks.com
has the Preseason Pro Football Over/Under OF THE DECADE Thursday, plus his MAC
GAME OF THE MONTH and a 3^rd Level 5 play also goes on pro baseball.

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PRO FOOTBALL

>>>LEVEL 3 PLAY is on CAROLINA
over Pittsburgh

Forensic ATS information on this game: Carolina
9-0 off of consecutive spread wins  

Thursday, August 31,
2006

Our time of the year is here.
Godspicks.com has our first college football Wise Guy of the
year already. We tell you why. In
fact, it is an underdog
that wins outright so we also have a moneyline release on it. We have three
college sides, a moneyline and two NFL sides already up!

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As it always the case, balls to the wall analysis better
than anywhere, but this year more steam, plus moneyline and first half plays at
Godspicks.com

Special offer, 5 Day
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and the world’s greatest sports service God’s
Picks for more than 50 percent off the daily price. You get access to all three. Buy here or at any of the Bet It Trinity sites.

THE TAILGATE PARTY GOES HIGH TECH. Late breaking and
advanced weather, news and notes, trends, free sports betting picks and more at
www.Sportsline360.com You can get all the top service plays ever
day at www.offshoreinsiders.com and the top three
free sports gambling matchup databases all on one page at www.betonsports360.com, news from around the sports
gambling world at www.casinobettingnews.com.

CFB

South Carolina-Mississippi
State OVER 40

Say what you want about South
Carolina’s head coach Steve Spurrier, but the man
knows how to use this strength’s on offense.
Mississippi State
is much better on the defensive line than USC is on the offensive line. But Spurrier has two weapons.

Blake Mitchell is back at quarterback after passing for
2,370 yards and 18 touchdowns last year. The difference-maker is Sidney Rice, a
sophomore wide receiver who had 70 catches for 1,143 yards and 13 scores a year
ago.

The Cocks won’t be able to nickel and dime, but they will
be able to do a quick strike. We look
for big plays each way, be it a pick six or quick six.

MSU though should do well
against a young and not overly impressive South Carolina
offense. Seven starters are gone and an eighth has been moved to offense.

NFL betting picks and college football betting to beat the online sportsbooks for Thursday, August 31, 2006

Ø     
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in the No. 1 all-time sports service and has the first Wise Guy play of the college
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you can get more details from
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You can get advanced notes for this weekend’s football
games at www.sportsline360.com, and
the top three free sports gambling matchup databases all on one page at www.betonsports360.com, news from
around the sports gambling world at www.casinobettingnews.com
and the most thoroughly recommended and vetted sportsbooks
by clicking here  

Introductory offer, the new five day UNIVERSAL pass is
extended to six day for the Labor Day Weekend.  Get the Universal
Pass: You can now purchase TOTAL ACCESS to the top three sites on
the Net, the Bet It Trinity Stevie’s Vincent’s Knockout Picks, top sports service
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and the world’s greatest sports service God’s
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Casinos As Debt Collectors

By I. Nelson Rose

WagerWeb

Contributing Writer

A large casino may be stuck with more than $10 million every year in bum checks and bounced markers.

How to collect?

Debt collectors often make their money by, well, collecting debts. They are not paid by the hour, but depend for their livelihood upon their ability to extract money from reluctant customers. In the past, this sometimes led to problems. Debt collection is consistently one of the top consumer complaints.

In 1977, the United States Congress found “There is abundant evidence of the use of abusive, deceptive and unfair debt collection practices by many debt collectors.” It reacted by passing the federal Fair Debt Collection Practices Act.

The Act spells out what outside debt collectors can and cannot do. Some are obvious, such as not threatening violence. Others are more complicated and technical, such as normally not making phone calls after 9 p.m. or before 8 a.m. and not revealing that the call is for collection of a debt if someone other than the debtor or his/her family answers the phone. A debt collector who makes a mistake is violating federal law.

Does this Act apply to casinos? How about their lawyers?

The question is of more than academic interest. The stakes are high.

First, of course, there is the money. Legal gaming operations directly lend billions of dollars each year to their patrons, and have to chase down hundreds of millions of dollars that are not paid back in time.

The National Gambling Impact Study Commission, created by Congress, asked me to do a study in 1998 on credit and the casino industry. I found that the 12 casinos in Atlantic City that year issued approximately $2.13 billion in counter-checks, markers, to their patrons. This means that, in just this one city, players borrow more than $2 billion each year from casinos.

This does not include personal checks written directly to the casinos or to others, or, most importantly, patrons’ use of credit cards, ATMs or other forms of credit used to get cash to gamble.

Most patrons were able to pay off most of their loans by the end of their trips, and the markers were canceled as paid in full. Players redeemed more than $1.58 billion in markers prior to deposit.

For some, however, luck was not as kind. So $543,174,000 in markers remained unpaid after the players had left the casinos.

Most of this money was recovered through the normal procedure of depositing the markers for collection through the banking system: The casinos collected $424,400,000 from the players’ banks in this way.

This means that $118,774,000 bounced. Having to chase down more than $100 million in bad debts every year turns casinos and their lawyers into major collection agencies.

Successful collection agencies, I might add. Casinos eventually collected more than $91 million of these bum markers. So, of $2 billion lent by Atlantic City casinos, only 1.3% was not repaid. Still, that means $28 million had to be written off.

Obviously some of these bum markers are from people who cannot pay. But some of this money is owed by people who, for one reason or another, simply refuse.

Casinos sometimes have to sue their (former) best patrons. Or they sell the debt to an outside collection agency, which then files a lawsuit. But gambling debts are not always collectable in a court of law. What’s a debt collector to do?

Today’s state licensed casinos do not break kneecaps. In fact, in states like Nevada there are detailed regulations covering how gaming debts may be collected.

But if the Fair Debt Collection Practices Act applies, casinos are opening themselves to civil damages and fines if they don’t strictly comply with federal technical requirements as well.

Any debt collector subject to the Act may be liable for actual damages suffered by a person as a result of the “abusive” collection practices. It is obviously hard to put a dollar figure on being awakened at, say, 3 a.m. So Congress added an additional fine of up to $1,000 per violation, plus having to pay court costs and the debtor’s attorneys fees.

It might be worth paying $1,000 to collect a single debt of $300,000. But violators are also exposing themselves up to class actions. Lawyers have an incentive to sue, because the debt collector can be made to pay up to $500,000 or 1% of its net worth, whichever is less, to the class plaintiffs, as well as attorney fees and costs.

So, are casinos subject to this federal law?

The answer is probably not. The federal law is limited to companies whose primary business is debt collection. The business that is owed the money is usually not subject to the debt, unless it does something stupid, like using a phony name.

In 2000, federal District Court Judge Philip M. Pro ruled that Caesars Palace could not be sued for alleged violations of the Act, because Caesars Palace was trying to collect debts owed to it by a patron. It was not acting as a debt collector for some other company.

The one potential problem was that, legally, “Caesars Palace” does not exist. The actual company name is Desert Palace, which is doing business as (“dba”) “Caesars Palace.”

The judge said this was O.K., because its in-house debt collectors and outside lawyers always used the name “Caesars.” The patron could not claim that it was “using a name other than its own.”

So, at least in Nevada, when casinos using their own name go after deadbeat patrons, they cannot be sued under the federal Fair Debt Collection Practices Act.

Still, casinos tell me that they try to keep to the letter of this law — just in case.

Online sports betting rundown for Wednesday, August 30, 2006.

Ø     
Godspicks.com
has ended their first slump since early June. 
History says there will be another brief slump in about 10 weeks.  2-1 with Wise Guy and Dandy Dogs in. 2-0
night card Wednesday. Click
here now to purchase for $17 the entire day’s card or you can get more details from Godspicks.com… 

Ø     
Stevie Vincent of KnockoutPicks.com  thanks to the many who have jumped on his
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Ø     
Well know Cable TV handicapper with his Pay After You Win Game of the Year on Cy
McCormick’s AllianceHandicapping.com
plus a huge consensus. Today’s card can be purchased for $12 now by clicking here or
you can get More
details from AllianceHandicapping.com….  

You can get advanced notes for this weekend’s football
games at www.sportsline360.com, and
the top three free sports gambling matchup databases all on one page at www.betonsports360.com, news from
around the sports gambling world at www.casinobettingnews.com
and the most thoroughly recommended and vetted sportsbooks
by clicking here  

Introductory
offer, the new five day UNIVERSAL pass is extended to six day for the Labor Day
Weekend.  Get the Universal Pass: You can now purchase TOTAL ACCESS
to the top three sites on the Net, the Bet
It Trinity Stevie’s
Vincent’s Knockout Picks, top
sports service plays at Alliance
Handicapping, and the world’s greatest sports service God’s Picks for more than 50 percent off
the daily price.  You get access to all
three. Buy here or at
any of the Bet It Trinity sites.

Wednesday, August 30, 2006 

Our first slump since early June is gone! The long term
winning continued last night with a 2-1 performance, led by dog Oakland and Dandy Dog Seattle. We
don’t need to “build your bankroll” for football, because we build bankrolls 12
months a year. 

We go 2-0
Wednesday, both night games.  Sign
up for any of our long-term packages now. Click here now to purchase for
$17 the entire day’s card , part of the OffshoreInsiders.com network.

MLB

OAKLAND (ZITO -135) Boston
(Schilling)

Going
with favorites with a batting average of .265 or worse on the year after
allowing four runs or less in three straight games 312-154 +91.2. Oakland
is 8-2 their last 10.

Oakland is on a on a 23-6 run. Boston is 3-13 off a loss. Oakland has won nine straight against teams that scored two
runs or less in their previous game. Boston has lost four straight with Schilling -7.3 units.

Oakland has won 5-of-6 with Zito.  His ERA is 1.65 in his last two games.